I absolutely adore wearing pendants. A beautiful pendant can instantly add the wow factor to any type of outfit. My collection includes diamond, sapphire, ruby, purple amethyst, green amethyst, blue topaz, and garnet pendants. I like classically shaped pendants such as heart ones. My favorite pendant is the heart shaped diamond one my husband presented me with on our memorable honeymoon. Whenever I want to add sparkle to an outfit, I wear this stunning piece of jewelry. On this blog, I hope you will discover the amazing benefits of owning a variety of different types and sizes of pendants. Enjoy!
Once you've found the perfect engagement ring, from a jewelry shop like Heritage Jewelers, and the matching wedding band to go with it, you may feel like you're ready to make your way down the aisle. You have the perfect cut and have gone through the ring sizing, but it isn't time to celebrate just yet. In fact, this is the time to be smart about your purchase and take the steps to get those rocks appraised and insured.
3 Easy Steps: Engagement Ring Appraisal and Insurance
Research
Before visiting the first appraiser you find online or trusting in the referral your parents gave you, make sure you do some research. Look into online reviews and make a phone call to speak with a member of staff to get a general feel for the business itself.
It also doesn't hurt to see if the appraiser is certified from a trusted source like the American Gem Society. Most established jewelers can also help in pointing recently engaged couples in the right direction when it comes to finding a good appraiser, so don't hesitate to ask for advice.
Work Quickly
Get your rings appraised as soon as you get them back from your ring sizing, if not beforehand. Some jewelry stores will have an appraiser on staff and if you feel comfortable with them ask about getting the ring sizing and appraisal done all at once. It is also a good idea to look for an appraiser that is is certified as a gemologist. Gemologists can verify different facts about your ring like stone origin, grading and true gem identity.
Get Insurance
Once you have your appraisal it is time to get those engagement rings insured. Most insurance companies require appraisal information before they will provide coverage for an item. From there you can choose the level of coverage that works best for your needs.
Typically rings can be insured as part of a renter's or homeowner's policy. It is vital that new couples do not skip this step, as jewelry is often the most claimed item on homeowner's insurance policies.
Protect the Symbol of Your Love
By following a few simple steps, you can easily protect this very important symbol of your eternal love. Just remember to not be afraid to do some research on your appraiser and to act swiftly after your ring sizing to lock everything into place. By being smart and resourceful new couples can have their rings appraised and insured before the big day arrives.
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